mona
- Member since:
- July 04, 2008
- Total points:
- 145 (Level 1)
What is the best way to find cheap car insurance if Ur 21. Ive tried all the comparison sites, help??? ?
I've tried all the comparison sites but I'm getting a really high quote.
by CareerBo...
- Member since:
- May 20, 2008
- Total points:
- 390 (Level 2)
Best Answer - Chosen by Voters
Be wary of price comparison sites. They take commission from the insurers so won't always give you a 'whole of market' perspective.
If you are getting a high quote it's probably down to your age and possibly the car you want to get insured for.
I know it's a pain but go to each company directly and ask if they have any young driver schemes.
From my own experience Diamond have been quite good although their website leaves a lot to be desired.
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by Billy bob jr.
- Member since:
- November 25, 2007
- Total points:
- 17728 (Level 6)
Cheap insurance at the age of 21?...and I would like a million dollars.
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by J G
- Member since:
- May 19, 2008
- Total points:
- 53795 (Level 7)
Depends what you mean by 'really high' - you should expect to pay £1000 - £1500 TPF&T in a medium risk area even on a low insurance group car.
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by Piggy C
- Member since:
- January 01, 2007
- Total points:
- 3107 (Level 4)
You need the cheapest car for a start.
Try a broker, it is in their interest to get you the best deal possible. Some companies give discounts depending on gender, job, excess etc.
A good broker will know who has the best deals for you. Don't expect miracles though - youth does not come cheap!
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by 40someth...
- Member since:
- February 26, 2007
- Total points:
- 2922 (Level 4)
The cheapest by far is for you to be listed on your parents policy, and you pay the increase in their premium. They have to accept a certain amount of risk in doing so, so you need to be on good terms with mom and dad. Doing this should save you 50% or more over having your own policy. After a few years of clean driving, you can switch to your own policy after you have established that you are a good risk.
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by Michael S
- Member since:
- December 08, 2008
- Total points:
- 2894 (Level 4)
Get out 'Yellow Pages@ and 'phone around a couple of brokers. Web-sites often hide the true, final premium. Most have a freephone number!
Source(s):
42 years on the road
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by Twisted_...
- Member since:
- July 05, 2006
- Total points:
- 61824 (Level 7)
- Badge Image:
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"I've tried all the comparison sites ..."
Then you have done the best you can to find the lowest quote. Unfortunately, at your age, car insurance is very expensive.